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Budget Template Australia
Free and premium budget templates for Australians, in A$, for weekly, fortnightly or monthly pay.
Start with our free Mini Paycheck Budget, then upgrade when you want bills calendars, goals and debt payoff in one place.
Which template suits you?
| If you… | Try |
|---|---|
| Are new to budgeting | Free Mini Paycheck Budget |
| Get paid fortnightly | Fortnightly Budget Spreadsheet |
| Want budget, debt and savings together | Budget Planner Bundle |
| Want an app, not a sheet | Slate Money HQ |
| Run a side business | Sole Trader Income & Expense Spreadsheet |
Example: a simple 50/30/20 check on fortnightly pay
The 50/30/20 idea splits take-home pay into needs, wants and savings. It's a rough guide, not a rule; in high-rent areas needs often take more.
| Bucket | Share | On an example A$2,400 fortnight |
|---|---|---|
| Needs (rent, bills, groceries) | 50% | A$1,200 |
| Wants (eating out, fun) | 30% | A$720 |
| Savings & debt | 20% | A$480 |
Example figures only, for illustration. Use your own numbers.
Setting it up in 20 minutes
- Enter your pay frequency and take-home pay.
- Add bills with due dates.
- Set grocery, fuel and fun amounts.
- Add one savings goal.
General information only, not financial or tax advice.
What is the 50/30/20 rule?
A rough guide that splits take-home pay into 50% needs, 30% wants and 20% savings and debt. Adjust it to your costs.
Do you have a free budget template?
Yes, the Mini Paycheck Budget is free to download.
Can I use it on my phone?
The spreadsheets work in Google Sheets on mobile, and the web app runs in your phone's browser.
Related
Fortnightly Budget Spreadsheet · Slate Money HQ app · Budget Planner Bundle · Free Mini Paycheck Budget
Try it in an app
Fortnightly Budget Dashboard (A$29, one-off): Plan every payday: bills smoothed across fortnights, a tick-off payday planner, three-pay months and savings goals.