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Fortnightly Budget Planner Australia
Most Australians are paid fortnightly, but most budget templates are monthly. That mismatch is why a budget can look fine on paper and still run dry three days before payday. A fortnightly planner works pay by pay: each payday you see which bills land before the next one, what's left for groceries and fuel, and what goes to savings.
What a good fortnightly budget planner does
- Lines up each bill with the pay that covers it (rent, rego, phone, power, insurance).
- Handles the "extra" pays: a year has 26 fortnights, so two months each year have three paydays.
- Shows spending against plan in A$, with totals worked out for you.
Two ways to do it with SlateAndTally
Spreadsheet: the Fortnightly Budget Spreadsheet for Excel and Google Sheets, sold on Etsy.
Browser app: Slate Money HQ plans by your real pay cycle and adds bills, goals, debt payoff and net worth. It works offline and your data stays on your device.
How many fortnightly pays are in a year?
26 in most years. Because 26 fortnights is 364 days, some years have 27 pay dates depending on your employer's pay calendar.
Is a fortnightly budget better than monthly?
If you're paid fortnightly, budgeting by fortnight usually matches your cash flow better, because each bill is matched to the pay that covers it.
Can I use it in Google Sheets?
Yes, the spreadsheet works in Excel and Google Sheets.
Try it in an app
Fortnightly Budget Dashboard (A$29, one-off): Plan every payday: bills smoothed across fortnights, a tick-off payday planner, three-pay months and savings goals.