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Christmas Budget Planner Australia
Christmas spending creeps up because it's spread across gifts, food, travel, decorations and catch-ups. Setting one total, then splitting it per person and per event, keeps it in check.
How to plan it
- Pick a total you can pay without debt.
- Split it: gifts per person, food, events, travel, extras.
- Divide what's left to save by the number of paydays until Christmas.
- Log each purchase as you go.
Tools
Browser app: the Christmas & Events Money Planner tracks gifts per person, event budgets and a savings countdown, and works offline.
Spreadsheet: the Christmas Budget Spreadsheet on Etsy.
How much should I save each payday for Christmas?
Take what you still need to save and divide it by the paydays left before your shopping deadline. The app's countdown does this for you.
Can I use it for birthdays and other events?
Yes, the app handles multiple events, not just Christmas.
Try it in an app
Party Budget Planner (A$19, one-off): Christmas parties, birthdays and get-togethers: budget, shopping list, guests and a countdown for each event.