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Family Budget Planner (Australia)
A family budget planner for Aussie households: groceries, school costs, kids' activities, bills and savings, planned per pay.
Family budgets have more moving parts: school fees, sport, birthday presents, groceries that seem to cost more every week. A family budget planner puts all of it in one place so nothing sneaks up on you.
Categories most Aussie families need
- Housing: rent or mortgage, rates, strata
- Bills: power, gas, water, phone, internet, insurance
- Groceries and household
- Kids: school costs, uniforms, sport, activities, pocket money
- Car: fuel, rego, servicing, insurance
- Sinking funds: Christmas, birthdays, holidays
A simple weekly routine
Ten minutes on payday: check bills due before next pay, move money to savings, set the grocery amount, and note any birthdays or school costs coming up.
Getting the kids involved
A pocket money chart helps kids see where money goes. See our pocket money chart guide.
Related guides
- Monthly Budget Planner (Australia)
- School Holidays Budget (Australia)
- Small Business Expense Tracker (Australia)
- Kids' Birthday Party Budget (Australia)
General information only, not financial or tax advice.
FAQ
How much should a family spend on groceries?
It varies widely by family size and location. Track a month of real spending first, then set your target.
Should we budget weekly or fortnightly?
Match it to how you're paid.
What is a sinking fund?
Money put aside each pay for a known future cost, such as rego or Christmas.
Try it in an app
Money HQ (A$59, one-off): Your whole money life in one browser app: payday-aware budget, bills calendar, savings goals, debt payoff and net worth.
Meal & Grocery (A$19, one-off): Plan the week’s dinners, auto-build your shopping list, and keep the grocery spend on budget.
Pocket Money Jars (A$19, one-off): Chores, weekly ticks and Spend / Save / Give jars to help kids learn about money.