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School Holidays Budget (Australia)

Plan the school holidays without blowing the budget: activities, care, food and day trips, in A$.

School holidays come around four times a year, and the costs add up: holiday care, outings, extra food at home. A simple plan before the holidays start keeps it fun and affordable.

What to budget for

Cheap and free ideas

Libraries, council holiday programs, parks, beaches and free museum days. Check your local council's website for holiday events.

Save for it in advance

Put a little aside each pay in a 'school holidays' jar so the money's there when the break starts.

Related guides

General information only, not financial or tax advice.

FAQ

Does the Child Care Subsidy cover vacation care?

It can for approved services. Check Services Australia for your situation.

How far ahead should I plan?

A term ahead gives you five or six pays to save.

What about summer holidays?

Summer is the longest break, so budget for it with Christmas.

Try it in an app

Holiday Budget (A$19, one-off): Plan the trip, save for it each pay, and track spending on the road with currency conversion.

Sinking Funds (A$19, one-off): Save a little each pay for the big bills you know are coming: rego, insurance, Christmas, school fees, holidays.

Back to School (A$19, one-off): Every kid’s list, estimated vs actual cost, a shopping checklist and how much to put aside each pay.

See all apps · Free mini paycheck budget

Free download

Free Fortnightly Budget Mini

One page, one pay. A real working sheet for Excel or Google Sheets (plus a printable PDF) that converts weekly, monthly, quarterly and yearly bills into what to set aside each payday.

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